What is personal cyber insurance?
Think of it as homeowner’s insurance for your online life.
EasyInsure’s stand-alone policy (backed by Lloyd’s of London and CyberClan) pays to restore devices and data, reimburses stolen funds, negotiates ransomware demands, and even provides counselling if cyber-bullying strikes your family.
What’s Covered by Personal Cyber Insurance from EasyInsure
Cyber-Attack & Device Restoration
- Pays for IT forensics and data recovery
Covers replacement of infected or damaged devices (laptop, phone, smart-home tech)
- Cyber Extortion (Ransomware)
Covers ransom payments and related service fees
Includes professional negotiators to handle communication with hackers
Online Fraud & Wire-Transfer Scams
- Reimburses financial losses from phishing, fake invoices, and fraudulent transfers
Identity-Theft Recovery
- Pays for legal assistance and lost wages
- Covers credit monitoring and document replacement
Cyber-Bullying & Reputation Support
- Covers counselling and tutoring
- Provides support for legal action to stop harassment
Dark-Web Monitoring
Constant monitoring for stolen personal data or credentials
- Alerts you if your information appears on the dark web
Why Canadians shouldn’t ignore the risk
Cybercrime losses keep climbing. The Canadian Anti-Fraud Centre logged 108,878 fraud reports in 2024, with a record $638 million lost, representing a nearly 40 per cent increase in just two years. (
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Attacks on individuals are rising fast. Police-reported cybercrimes hit 74,073 in 2022—more than double 2018’s total. (
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Coverage remains rare, meaning most households are still exposed. A 2022 Chubb survey found only 39 per cent of Canadians and Americans had purchased personal cyber insurance, although interest is “growing steadily.” (
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Real-life rescues
Laptop locked, data saved: When ransomware froze a client’s computer, CyberClan negotiated the payment and recovered all files. The $1,950 bill (ransom plus professional fees) was fully covered, with no out-of-pocket expenses.
$300,000 wire-transfer theft reversed: Hackers hijacked a couple’s real estate closing funds. With EasyInsure’s cyber policy in place, specialists were able to trace the transfer and recoup the entire amount.
The EasyInsure advantage
Because cyber threats don’t keep office hours, your policy includes a 24/7 incident response hotline, dark web surveillance, and direct access to legal and PR experts. Premiums start at about the cost of two streaming subscriptions per month, and you can buy up to $1 million in coverage online in minutes.