Planning a wedding, fundraiser, conference, or sports event? You’ve likely already checked off venues, catering, and entertainment—but what about liability insurance?
Whether you're hosting a private party or a corporate event, event liability insurance can protect you or your business if something unexpected goes wrong. From slip-and-fall injuries to alcohol-related incidents, the financial risks can be significant.
Even if your venue doesn’t require proof of insurance, you may still be on the hook if:
- A guest is injured due to a fall or a fight
- Someone accidentally damages the venue or rented equipment
- Alcohol is served, and an intoxicated guest causes an accident or injury
- An attendee files a lawsuit related to negligence
Example:
In 2023, a Vancouver company was sued after an attendee tripped on a poorly placed extension cord at a corporate holiday party. The injury resulted in $85,000 in damages, and the company’s general liability insurance didn’t cover it because the event was held off-site and alcohol was served. Source: Global News
What Types of Events Should Be Insured?
- Weddings and stag & does
- Conferences and business meetings
- Sports tournaments and award ceremonies
- Trade shows, job fairs, and conventions
- Fundraisers, auctions, and family reunions
Already have general liability coverage?
It may not cover specific risks associated with off-site or special events, especially when alcohol is served. That’s why a standalone event liability insurance policy is the smart move.
At EasyInsure, we offer affordable, Canada-wide event insurance coverage and packages tailored to events serving alcohol.